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U-SWIFT Underwriting & Sales Workspace
Pacific Debt

Welcome to U-SWIFT.

Underwriting & Sales Workspace for Information, Facts & Tools.

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U-SWIFT Underwriting & Sales Workspace
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Underwriting & Sales Workspace

U-SWIFT

Underwriting & Sales Workspace for Information, Facts & Tools.

What is U-SWIFT?
One workspace for Sales and Underwriting.

Find guidelines, creditor information, state requirements, matrices, and frequently used resources in one place.

Find the information you need.

Choose a resource below to review underwriting guidance, confirm creditor eligibility, check state requirements, or open helpful tools.

Underwriting Guidelines for Sales

Quickly find qualification rules, requirements, exceptions, and sales guidance.

Browse by category

Creditor Checker

✓
CAN ENROLLThe creditor is acceptable based on the listed guidance.
✕
DO NOT ENROLLStop. This creditor must not be enrolled.
!
UW REVIEW REQUIREDDo not proceed until Underwriting confirms through Crisp.
Creditor Name
Enrollment Eligibility
Required Actions
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Creditor Request

Submit an eligibility review or correction for Underwriting.

Your request will be sent to Underwriting. You will receive a confirmation email and hear back within 24 hours.

Eligible States

Confirm whether a state is accepted for PDR and review the applicable enrollment fee.

Default fee25% standardIdaho 20%Montana 18%
Approved states

Acceptable PDR States

Clients in these states may be enrolled.

0states
Not accepted

Unacceptable PDR States

Do not enroll clients in these states.

0states
Additional state referencesSupporting state information and references. References
Reference

Additional Information

Reference

Additional Information

Reference

Additional Information

Sales & Underwriting Calculators

Select a calculator below. Click a card to flip it, then enter the information and calculate the result.

Choose a calculator, enter the requested information, and review the result shown inside the card.
1

Required Program Payment

Use this amount in the Program Payment section in Forth under Budget Analysis.

1

Required Program Payment

Use this amount in the Program Payment section in Forth under Budget Analysis.

2

Total days Past Due (150 days requirement)

Calculate the number of days from the last payment date to the first program draft date and flag anything over 150 days.

2

Total days Past Due (150 days requirement)

Measure the number of days between the last payment and the first program draft.

3

Statute of Limitations Reference

Select a state from the SOL tab, choose the debt type, and check the listed statute-of-limitations period.

3

Statute of Limitations Reference

Check the SOL period from the last payment date through today in Pacific Time using the SOL tab.

U-Support

Ask a question and get guidance from the resources available in SWIFT.

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Popular Questions

Start with the questions users need most often. Open a question to see the answer, source, and related SWIFT page.

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How U-Support works

Ask about creditors, underwriting guidelines, eligible states, fees, or enrollment requirements. U-Support checks Underwriting Guidelines for Sales, Creditor Checker, and Eligible States. If the information conflicts, please contact Underwriting via Crisp for assistance.

Press Ctrl + Enter to submit.
U-Support response

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Frequently Asked Questions

Search all questions by topic or keyword. Open a question to see the answer, source tab, and related SWIFT page.

Your recent questions

Showing questions from the last 30 days for your signed-in email.

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CR Codes

Credit-report liability codes and what they mean for enrollment.

Helpful Links

Open frequently used tools, forms, references, and resources.

Directory

Quickly find team members and directory details.

This site is owned and managed by the Pacific Debt Underwriting team. Contact us for more information.